Plan for College, One Year at a Time
You don’t need to have your future figured out yet. A few simple steps each year can help you explore your options, stay organized, and feel more confident about what comes next.
Choose your grade
9
10
11
12
9th Grade
Start Exploring
Freshman year is about building good habits, discovering your interests, and keeping your options open.
For Students
- Challenge yourself academically. Take strong core classes in English, math, science, and social studies, along with foreign language, computer science, and arts courses when available.
- Get involved. Explore school clubs, community activities, volunteering, work, summer programs, or camps that match your interests.
- Ask about advanced courses. Talk with your counselor or teachers about Advanced Placement or other challenging classes.
- Explore careers. Use the U.S. Department of Labor’s career tools to learn about different career paths.
- Track your accomplishments. Keep a list of awards, honors, work, volunteer experience, and extracurricular activities throughout high school.
- Explore college-search tips through .
- Start learning how to manage your money.
- Learn more about why college may be a good fit and where to find help preparing.
For Families
- Talk about college as an expected and achievable next step.
- Stay involved in study habits and grades.
- Encourage challenging or Advanced Placement courses when appropriate.
- Continue contributing to college savings and understand how the account works.
- Talk through any concerns about whether college is the right path.
10th Grade
Build Your Plan
Sophomore year is a good time to connect your interests with possible college and career paths.
For Students
- Meet with your counselor or mentor. Talk about colleges and admission requirements.
- Explore testing. Consider a practice PSAT/NMSQT or check out the
- Use your summer well. Work, volunteer, or take a summer course.
- Explore careers. Attend career events and learn more about fields that interest you.
- Research majors. Use your career interests to begin exploring college majors that may be a good fit based on your results from the .
- Learn the basics of financial aid. Understand the differences among grants, loans, work-study, and scholarships.
For Families
- Attend college nights or financial aid events with your student.
- Encourage your student to balance school, activities, and work independently.
- Learn about the standardized tests students may take during high school.
- Review an overview of financial aid through .
11th Grade
Explore Your Options
Junior year is when college planning starts to become more specific. Research schools, visit campuses, and begin narrowing your choices.
For Students
- Attend college fairs and presentations. Meet representatives and ask questions.
- Take the PSAT/NMSQT, if appropriate for your goals.
- Review admission testing requirements. Check whether the colleges you’re considering require the SAT, ACT, or are test optional.
- Search for scholarships early. Some deadlines begin before senior year.
Summer Before 12th Grade
- Create your own for federal financial aid access and signatures.
- Narrow your college list and visit campuses when possible.
- Contact colleges about admission, financial aid, requirements, and deadlines.
- Understand application options. Learn the differences among early decision, early action, and regular decision before choosing how to apply.
- Learn which may be available to you.
- Learn how to recognize scholarship scams and protect your personal information.
For Families
- Create your own if needed. Parents and students should each use their own account.
- Review your family’s financial plan for college.
- Talk with your student about the schools they’re considering and why.
- Attend college fairs, but let your student lead conversations with representatives.
- Visit campuses together, preferably while classes are in session.
- Encourage your student to search and apply for scholarships.
- Check whether your employer offers scholarships for employees’ children.
- Learn about .
- Review how the works.
- Learn about .
12th Grade
Turn Your Plan Into Action
Senior year is about staying organized, meeting deadlines, and making your final college decision.
For Students
- Finish strong. Your senior-year grades may still affect admission or scholarship eligibility.
- Stay involved. Continue participating in activities and look for leadership opportunities.
- Complete the and any other required financial aid applications by your schools’ deadlines.
- Review your FAFSA information and make corrections if needed.
- Complete admission testing, if required by the colleges you’re considering.
- Submit your college applications and carefully follow each school’s instructions and deadlines.
- Request required documents early. Give counselors and teachers time to send transcripts or recommendations.
- Finish scholarship applications.
- Visit colleges that you’re seriously considering.
- Compare admission and financial aid offers.
- Ask questions about financial aid. Contact the school’s financial aid office if anything is unclear.
- Choose your college and complete the required commitment steps, including any enrollment deposit.
- Watch that explain the FAFSA process.
- Follow Federal Student Aid at and to get regular financial aid tips.
- Learn what to consider before accepting federal student loans by checking out .
For Families
- Make sure your child’s personal information is safe when he or she applies for financial aid. For tips, read .
- Read to see how you might benefit from federal income tax credits for education expenses.
- Help your child learn about the responsibilities involved in accepting a student loan by reviewing “� with him or her.
- Look at communications from schools to which your child sent FAFSA information. If a school has offered you or your child Direct PLUS Loans, the and booklets might be useful to you.
See Ïã½¶ÊÓÆµ¹ÙÍø Pacific for Yourself
Wherever you are in high school, visiting campus is a great way to picture your future.