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Four-Year Planning Guide

Plan for College, One Year at a Time

You don’t need to have your future figured out yet. A few simple steps each year can help you explore your options, stay organized, and feel more confident about what comes next.

Choose your grade

  1. 9

  2. 10

  3. 11

  4. 12


9th Grade

Start Exploring

Freshman year is about building good habits, discovering your interests, and keeping your options open.

For Students

  • Challenge yourself academically. Take strong core classes in English, math, science, and social studies, along with foreign language, computer science, and arts courses when available.
  • Get involved. Explore school clubs, community activities, volunteering, work, summer programs, or camps that match your interests.
  • Ask about advanced courses. Talk with your counselor or teachers about Advanced Placement or other challenging classes.
  • Explore careers. Use the U.S. Department of Labor’s career tools to learn about different career paths.
  • Track your accomplishments. Keep a list of awards, honors, work, volunteer experience, and extracurricular activities throughout high school.

  • Explore college-search tips through .
  • Start learning how to manage your money.
  • Learn more about why college may be a good fit and where to find help preparing.

For Families

  • Talk about college as an expected and achievable next step.
  • Stay involved in study habits and grades.
  • Encourage challenging or Advanced Placement courses when appropriate.
  • Continue contributing to college savings and understand how the account works.
  • Talk through any concerns about whether college is the right path.

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10th Grade

Build Your Plan

Sophomore year is a good time to connect your interests with possible college and career paths.

For Students

  • Meet with your counselor or mentor. Talk about colleges and admission requirements.
  • Explore testing. Consider a practice PSAT/NMSQT or check out the
  • Use your summer well. Work, volunteer, or take a summer course.
  • Explore careers. Attend career events and learn more about fields that interest you.
  • Research majors. Use your career interests to begin exploring college majors that may be a good fit based on your results from the .
  • Learn the basics of financial aid. Understand the differences among grants, loans, work-study, and scholarships.

For Families

  • Attend college nights or financial aid events with your student.
  • Encourage your student to balance school, activities, and work independently.
  • Learn about the standardized tests students may take during high school.
  • Review an overview of financial aid through .

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11th Grade

Explore Your Options

Junior year is when college planning starts to become more specific. Research schools, visit campuses, and begin narrowing your choices.

For Students

  • Attend college fairs and presentations. Meet representatives and ask questions.
  • Take the PSAT/NMSQT, if appropriate for your goals.
  • Review admission testing requirements. Check whether the colleges you’re considering require the SAT, ACT, or are test optional.
  • Search for scholarships early. Some deadlines begin before senior year.

Summer Before 12th Grade

  • Create your own for federal financial aid access and signatures.
  • Narrow your college list and visit campuses when possible.
  • Contact colleges about admission, financial aid, requirements, and deadlines.
  • Understand application options. Learn the differences among early decision, early action, and regular decision before choosing how to apply.

  • Learn which may be available to you.
  • Learn how to recognize scholarship scams and protect your personal information.

For Families

  • Create your own if needed. Parents and students should each use their own account.
  • Review your family’s financial plan for college.
  • Talk with your student about the schools they’re considering and why.
  • Attend college fairs, but let your student lead conversations with representatives.
  • Visit campuses together, preferably while classes are in session.
  • Encourage your student to search and apply for scholarships.
  • Check whether your employer offers scholarships for employees’ children.

  • Learn about .
  • Review how the works.
  • Learn about .

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12th Grade

Turn Your Plan Into Action

Senior year is about staying organized, meeting deadlines, and making your final college decision.

For Students

  • Finish strong. Your senior-year grades may still affect admission or scholarship eligibility.
  • Stay involved. Continue participating in activities and look for leadership opportunities.
  • Complete the and any other required financial aid applications by your schools’ deadlines.
  • Review your FAFSA information and make corrections if needed.
  • Complete admission testing, if required by the colleges you’re considering.
  • Submit your college applications and carefully follow each school’s instructions and deadlines.
  • Request required documents early. Give counselors and teachers time to send transcripts or recommendations.
  • Finish scholarship applications.
  • Visit colleges that you’re seriously considering.
  • Compare admission and financial aid offers.
  • Ask questions about financial aid. Contact the school’s financial aid office if anything is unclear.
  • Choose your college and complete the required commitment steps, including any enrollment deposit.

  • Watch that explain the FAFSA process.
  • Follow Federal Student Aid at and to get regular financial aid tips.
  • Learn what to consider before accepting federal student loans by checking out .

For Families

  • Make sure your child’s personal information is safe when he or she applies for financial aid. For tips, read .
  • Read to see how you might benefit from federal income tax credits for education expenses.
  • Help your child learn about the responsibilities involved in accepting a student loan by reviewing “â€� with him or her.
  • Look at communications from schools to which your child sent FAFSA information. If a school has offered you or your child Direct PLUS Loans, the and booklets might be useful to you.

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See Ïã½¶ÊÓÆµ¹ÙÍø Pacific for Yourself

Wherever you are in high school, visiting campus is a great way to picture your future.

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